Site Meter Natural and Sustainable » Blog Archive » Go with a Greener Mortage

Go with a Greener Mortage

by

1151641_two_story_southern_charm

During these times of economic hardship on many people, a lot are losing their houses because of their balloon payments or because of job loss or other unfortunate circumstances. Unfortunately some have lost much more than just their homes. But, on the other hand, when times do pick up it will be time for others to find a new home and those who lost one house can purchase another one at a cheaper price.

When it comes to house shopping there are many things that the buy takes into account and having a balloon payment is not a good option, unless you plan for it for many years in advance. One of the other things to keep in mind is a green mortgage.

Green mortgages won’t bankrupt you and won’t bankrupt the earth either. They are called Energy-efficient mortgages (EEMs) and have been around for over 20 years. The mortgages themselves help promote the design and construction of energy efficient house inside and out. These work even if the house was built and a green renovation was done after the construction of the original home and land even if it wasn’t green the first time it was built.

Almost all lender may and can offer an EEM, but most don’t consider it. But, these mortgages take no additional time to process over the other conventional types. The best way to find out more about these EEMs is to ask, or visit Energy Star Loans.

*Natural and Sustainable Living Tip: When installing insulation in your house to help improve your air flow and to stop the unnecessary waste of energy make sure you go with one that has an R-value that is appropriate for your home and climate. You can find all you need to know about what kind of insulation your home needs at Energy Star. When you looking for insulation make sure you steer away from ones that contain formaldehyde and it can be recycled as well once it’s time is done.


Posted in Green Mortages on February 26th, 2009

Link to this Entry

Recent Posts

Related Posts

Leave a Reply


About Natural and Sustainable

Natural and Sustainable is about the products, goods, as well as plants the Earth has to offer us. Some take what the Earth offers for granted or simply do not know how to live more Green. This site is here to help get the word out about the products and ideas that are out there, that are not only good for the Earth in the long run but good for you and your family as well. Green living is something all of us should practice EVERYDAY, so with this site it should help give you the power to go green on a healthier lifestyle.

Natural and Sustainable Author(s)

NAVIGATE

LINKS

CATEGORIES

TOP COMMENTERS

RECENT COMMENTS

SUBSCRIBE

ARCHIVES

Blogging Flair

Natural and Sustainable Favorite Companies

 

Environment Channel Posts

  • Eco-ways put to good Use
    Several times here on Natural and Sustainable I talk about how important it is to use earth-friendly and eco building materials when you go to remodel or even change a room around in your home or [...]
  • Save even more at the Pump with these Cars
    It seemed there for awhile that the gas prices would never come down and more and more people were depending on public transportation and car pooling to get to where they were headed. Even with the [...]
  • Top 10 plants for better air quality in your home
    So I knew that having a plant in your house is a good idea.. but I didn't realize it was a GREAT idea.. An article by Nicholas Harter entitled Use Plants to Improve Your Indoor Air Quality [...]
  • Natural Vs. Organic, which is best?
    When it comes to earth-friendly options there are a lot out there to choose from. Names like pesticide-free, cage-free, natural, organic, earth-friendly, eco-friendly, etc. But when it comes to [...]
  • Stay on the Eco-Path with these Tips
    It may seem like an endless path to keep on when trying to choose the right products to keep on the eco-path. But, with a bit of knowledge about the best products that offer eco-good ways of [...]
  • Frozen Versus Canned: How to Eat Your Veggies in the Winter
    Americans don't seem all that keen on their fruits and veggies, or at least not as keen as they should be, unless we are talking potatoes. And especially when they eat out, Americans are more [...]
  • Need a Natural Cure? Get it with Honey
    Honey is one of naturals great natural remedies. It can help you get a boost of energy; make your cough subside as just give you that special sugary treat when you need it. But, did you know that [...]
  • How Green are Dishwashers Really?
    The best way to clean a sink of dishes is the ole' standby of a two bucket system. Fill up a bucket on one side of the sink with warm water and fill a bucket up on the other side of the sink with [...]
  • Natural and Sustainable Eco-Cleaning Tips
    We have all been there, running around the house to quickly clean our house on the weekend or on the weekday or even when someone is coming over. I have always said it seems no one ever comes to [...]
  • Practice Better Building Habits
    When it comes to building just about anything from a house to a small pump house, building practices are only good when they don't hurt the surrounding area or the earth as well. Here are a few [...]

 

Hot Off The Press